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  • Writer's pictureHumberto Fortuna

What are the Payment Methods for Nursing Home Care & Assisted Living Facilities?

Updated: Oct 23, 2023

By Humberto Fortuna MA, MS

What are the Payment Methods for Nursing Home Care & Assisted Living Facilities?
What are the Payment Methods for Nursing Home Care & Assisted Living Facilities?

Nursing Home Care can be paid in the following ways:


Private Pay: Some people pay for nursing home care with their own funds, usually savings, until that is depleted. When that is no longer possible, they may qualify for some type of governmental assistance such as Medicaid.

Medicaid will evaluate finances and level of care needs on a case-by-case basis and determine if one is eligible for Medicaid Institutional Care Services under Medicaid guidelines.


Medicaid: Medicaid is a State/Federal program that provides health benefits to people with low income. There are many types of programs under Medicaid Benefits. The Institutional Care Program (ICP) is the nursing home program that will pay for care if the patient qualifies financially and clinically.


Long Term Care Insurance: In many cases, individuals have purchased a Long-Term Care Insurance Policy. These policies may pay part of the cost for a nursing home or other long term care services that must be paid for such as home care, assisted living care, etc… This type of insurance is sold by many different companies.


Most facilities are paid for by private, “out of pocket” funds. However, financial assistance can be found through the Veteran’s Administration, Long Term Care Insurance, and state programs like Medicaid, if certain requirements are met.


Placement Counselors Corp. under the direction of Humberto Fortuna MA, MS – Geriatric Specialist has been helping families find placement for their loved ones since 1999. We provide experienced counselors who have been in the healthcare field for over 24 years and are knowledgeable in all aspects of placement including all financial programs available. Let us help you.

Many times families have a hard time to adjust to the new reality and the new health and Safety status of their loved one. Many times they begin searching for Elder Care Home Services, Low income Assisted living services or Medicaid Nursing Homes. The process can be confusing and we are here to help you find the services you need from an Assisted living Apartment near you or a Medicaid Nursing home or An Assisted Living facility that will accept Medicaid Long Term Care programs.

Our Counselors specialize in a specific area in Broward, Palm Beach and Dade Counties of South Florida. You will be directed to the correct counselor that knows your desired area of search and will not just be guessing or recommending a facility from a list or a directory.

We are committed to providing a comprehensive Assisted Living Placement Service at no charge to our clients. Contact us at pcc@placementcounselors.com or call us at 954 965 2925 / 305 931 0618 or 561 321 4337


What are the Payment Methods for Nursing Home Care & Assisted Living Facilities?
What are the Payment Methods for Nursing Home Care & Assisted Living Facilities?

Placement Counselors Corp network with several local and nations organizations like Area Agency on Aging of Broward County, Elder Affairs and ADRC (Aging and Disability Resource Center) Adult Protective Services, etc… provides information and assistance about state and federal benefits, as well as available local programs and services and Placement Counselors in the North Region: Juno Beach, Jupiter, Jupiter Inlet Colony, Lake Park, North Palm Beach, Palm Beach Gardens, Palm Beach Shores, Riviera Beach/Singer Island, Tequesta, West Palm Beach skyline at night. Central Region: Atlantis, Cloud Lake, Glen Ridge, Greenacres.. Haverhill, Hypoluxo. Lake Clarke Shores, Lake Worth. Lantana, Loxahatchee Groves. Manalapan Magnolia Park Palm, Beach Palm Springs. Royal Palm Beach, South Palm Beach, Wellington. West Palm Beach, Lake Okeechobee & The Glades. Boca Inlet Aerial. South Region, Boca Raton: Boynton Beach, Briny Breezes, Delray Beach, Gulf Stream Highland Beach, Ocean Ridge, Village of Golf . Broward County has very important cities such as: Coconut Creek, Cooper City, Coral Springs, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale, Hallandale Beach, Hillsboro Beach, Hollywood, Lauderdale Lakes, Lauderdale-by-the-Sea, Lauderhill, Lighthouse Point, Margate, Miramar, North Lauderdale, Oakland Park, Parkland, Pembroke Park, Pembroke Pines, Plantation, Pompano Beach, Sea Ranch Lakes, Southwest Ranches, Sunrise, Tamarac, Weston, Wilton ManorsPCC and 55+ Magazine is part of the local Networking system in Southeast Florida and with the following establishments.


These days, Retirement Homes or Senior Living Facilities are the most searchable words online, as families are looking for an Alternative Housing or a place for Mom, Dad or a loved one. Many times, families begin their online search with sentences like, Elder Care Home Services or In- Home Services for Seniors as an alternative to Assisted Living Facility or a Nursing Home. Families are starting to realize that In-home care for the elderly is not always the best choice financially. That’s when families begin to search for an Assisted Living Facility near them, without understanding what to ask or look for, or what they really need, based on the care, budget, and geographical needs.

At times, a Medicaid Nursing Home is recommended or is the appropriate choice for a specific moment. Whatever your situation may be, Placement Counselors Corp. can be your Senior Advisor for all your senior care assistance needs. We have over 25 years of experience in the tri- county area of Southeast Florida, Miami Dade, Broward, and Palm Beach County. Just remember we are a Local Counselors Agency in Florida, and we are a phone call away.


55+ MAGAZINE a preferred bi lingual magazine for Baby Boomers, seniors and their Caregivers. 55+ Magazine has become the baby boomers publication of choice, as the free bi lingual senior magazine publication of South Florida. This free senior magazine publication of South Florida is full of information on services, assistance, products and resources for senior citizens, Baby Boomer’s, health care professionals and caregivers. As a free senior magazine publication originated in Fort Lauderdale, Broward County, and as a magazine dedicated to the baby boomers, 55+ Magazine free senior publication offers valuable bi lingual information on retirement living, assisted and independent living included but not limited to Palm Beach, Broward and Fort Lauderdale area with the support and participation of the following collaborators: www.browardassistedliving.us, www.palmbeachassistedliving.us, www.floridaassistedliving.us , www.placementcounselors.com.

55+ Magazine is distributed in over 300 locations in Southeast Florida, hospitals, skilled nursing and rehabilitation centers, social service agencies and organizations for older adults.

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